ELEMENT is your partner for digital insurance products
ELEMENT Insurance AG is a fully cloud-based insurtech based in Berlin, holding a licence from the German Federal Financial Supervisory Authority (BaFin) as a direct insurer for non-life insurance. ELEMENT can act as a risk carrier in all EU countries. We are completely independent and serve the industry without restrictions of any group affiliation.
ELEMENT is the only digital insurance company in the European market that has the capabilities to create P&C solutions along the entire B2B2X insurance value chain, including claims settlement. We make this possible, because the best of the worlds of tech and insurance comes together in ELEMENT. This exceptional combination makes us a change leader in the insurance industry. With our clear vision for digital insurance solutions, we helped establish a new industry standard for product innovation and partnerships in the insurance marketplace.
With our proprietary modular tech-platform, we specialise in providing custom-made white-label solutions to partners across all industries. ELEMENT’s combination of full-stack insurance and state-of-the-art tech makes us a strong, fast, and reliable cornerstone for the digital insurance market of the future.